How to Open Opay with USSD Code

 How to Open Opay with USSD Code

opay ussd code

                 In case you are having small phone and you need to make transaction or open a new opay account using USSD Code then this blogpost is for you. 

                 Opay account using USSD (Unstructured Supplementary Service Data) codes. The USSD technology employed by Opay enables easy access to their services, even without a smartphone or internet connection. In this guide, we'll explore the benefits of Opay and the advantages of USSD-based transactions, ensuring you have a seamless experience.


                USSD codes are short, text-based communication codes that allow you to interact with mobile applications and servers. They don't require an internet connection and can be used on any mobile phone. For instance, if you want to check your account balance, you can dial *955# and follow the on-screen prompts. USSD is particularly useful in areas with limited internet connectivity.

11 Opay USSD Code and meaning

  1. *955# - This is the main Opay USSD code. You can use it to access all of the other Opay USSD codes.
  2. *9550# - Check your Opay account balance.
  3. *955*1# - Send money to another Opay account.
  4. *955*2# - Buy airtime for yourself or someone else.
  5. *955*3# - Betting and electricity
  6. *955*4# -  Account Balance                    
  7. *955*5# - Fund your opay  account.
  8. *955*6# - Savings            
  9. *955*7# - Withdraw    
  10. *955*8# - Opay card
  11. *955*9# - waste bill

Getting Started with Opay:

To begin, you need to have an Opay account. If you don't have the Opay app, you can still access their services using USSD. First, dial *955# and press the call button. You'll be presented with the Opay menu, where you can select "Register" to create a new account. Follow the prompts to enter your details, such as name, phone number, and PIN. After completing the registration, you'll receive a confirmation message.

Opening an Opay Account with USSD:

Let's walk through the process of opening an Opay account using the USSD code. Dial *955# and select the "Register" option. You'll be prompted to provide your name, phone number, and a 4-digit PIN to secure your account. For example:

  • Dial *955#
  • Select "Register"
  • Enter your full name: John Doe
  • Enter your phone number: 080XXXXXXXX
  • Create a 4-digit PIN: 1234
  • Confirm your PIN: 1234
  • Once you complete these steps, your Opay account will be successfully registered.

Funding Your Opay Account via USSD:

To fund your Opay account, dial *955*5# and select the "Fund Account" option. You can link your bank account or debit card to Opay for easy transfers. For example:

  • Dial *955*5#
  • Select "Fund Account"
  • Choose "Bank Account" or "Debit Card"
  • Enter the required account details
  • Enter the amount you wish to deposit
  • Confirm the transaction with your PIN

Making Transactions with Opay USSD:

Opay offers a range of services accessible through USSD. To transfer money to another Opay user, dial *955*7# and choose "Send Money." For non-Opay users, select "Send to Other Banks" or "Pay Bills" from the menu. Follow the on-screen prompts and confirm the transaction with your PIN.

Security and Safety Tips:

It's crucial to protect your Opay account and personal information. Never share your PIN or respond to suspicious messages asking for account details. Opay will never ask for sensitive information via USSD or SMS. If you suspect any fraudulent activity, report it to Opay's customer support immediately.

Frequently Answered Question On Opay USSD Code

 What is Opay, and why should I use it for financial transactions?

Opay is a popular financial platform that offers a wide range of services, including money transfers, bill payments, and more. It provides a convenient and secure way to manage your finances, even without a smartphone. Using Opay with USSD ensures easy access to their services on any mobile phone.

 How does USSD work, and why is it advantageous for financial transactions?

USSD (Unstructured Supplementary Service Data) is a technology that allows text-based communication between mobile devices and application servers. It doesn't require internet connectivity, making it ideal for regions with limited access. USSD ensures quick and straightforward interactions, providing a seamless experience for financial transactions.

How do I open an Opay account using USSD?

To open an Opay account via USSD, simply dial *955# and select "Register." Follow the prompts to provide your name, phone number, and create a 4-digit PIN. Once registered, you'll receive a confirmation message.

What is Opay's USSD code, and how do I use it?

Opay's USSD code is *955#. Dial this code and press the call button to access the Opay menu, where you can navigate through various services and perform transactions.

How can I fund my Opay account using USSD?

To fund your Opay account, dial *955*5# and select "Fund Account." Choose either "Bank Account" or "Debit Card" as your funding source. Enter the required details and the amount you want to deposit. Confirm the transaction with your PIN to complete the process.

 How do I transfer money to other Opay users using USSD?

Dial *955*1# and select "Send Money" to transfer funds to other Opay users. Follow the on-screen instructions, enter the recipient's details, and confirm the transaction with your PIN.

 Can I send money to non-Opay users via USSD?

Yes, you can send money to non-Opay users. Dial *955# and select "Send to Other Banks" to transfer funds to a different bank account. Alternatively, you can use "Pay Bills" to make payments for utilities and services.

What are some security tips for using Opay with USSD?

Protect your Opay account by keeping your PIN confidential and not sharing it with anyone. Be cautious of phishing scams and avoid responding to suspicious messages. Opay will never ask for sensitive information via USSD or SMS.

 What should I do if I encounter issues with the USSD service?

If you experience problems with the USSD service, first ensure you're using the correct USSD code (*955# for Opay). Check your network connection as well. If the issue persists, contact Opay's customer support 

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